PREFACE
1. GAUGE YOUR FINANCIAL VULNERABILITY
2. RETAIN SECURE ACCESS TO FOOD
3. HOLD DOWN ENERGY COSTS
4. AVERT HEALTH COSTS
5. SECURE LOW-COST TRANSPORTATION OPTIONS
6. AVOID RISING STATE AND LOCAL TAXES
7. PROTECT AGAINST RISING FEDERAL TAXES
8. KEEP YOUR HOME’S COSTS DOWN AND ITS VALUE UP
9. FINANCIAL INVESTMENTS PRUDENTLY
10. WORK IN A GOOD JOB MARKET
11. UNDERSTAND HOW MUCH PLACE MATTERS
12. ADOPT ATTITUDES THAT PROTECT YOU
13. GET STARTED NOW!

PREFACE

Check our blog for more recent sources.

  1. climatecommunication.yale.edu/publications/politics-global-warming-spring-2016/2/
  2. www.nbcnews.com/politics/congress/senate-votes-98-1-climate-change-not-hoax-n290831
  3. www.algore.com/library/an-inconvenient-truth
  4. The survey of Santa Cruz residents on the effects of predicted municipal water shortages is discussed starting on page III-11 of the City of Santa Cruz Integrated Water Plan, Draft Final Report June 2003, not available online. You can see a version in a paper authored by the Santa Cruz Water Department and its consultant, Gary Fiske & Associates at viewable online at www.rrvwsp.com/rrvwsp_feis/rrvwsp_disk2/Support/Impacts%20of%20municipal%20water%20shortages%20Santa%20Cruz%20CA.pdf
  5. The NRDC Water Sustainability maps give county-by-county ratings, from Extreme Risk to Low Risk. Predictions with or without climate change are both provided. Go to their web page at www.nrdc.org/globalwarming/watersustainability. The detailed report is available from the research contractor who created the ratings. These data are incorporated into SavvyFamilies Where-To-Live Scorecards, which can be searched by town name or Zip Code.
    Also see www.nrdc.org/sites/default/files/WaterRisk.pdf.
    Additional detailed data are available at rd.tetratech.com/climatechange/projects/doc/Tetra_Tech_Climate_Report_2010_lowres.pdf. The color-coded maps are smaller here and the counties unlabeled, so you may need to zoom your screen before searching for your county by shape and location.
  6. www.nbcbayarea.com/news/local/Santa-Cruz-May-Be-Model-for-Conservation-During-Mandatory-Water-Reductions-298414941.html
  7. siteresources.worldbank.org/INTWDR2010/Resources/Background-report.pdf;
    environment.yale.edu/climate-communication/article/how-important-is-global-warming-to-the-american-voter

1 GAUGE YOUR FINANCIAL VULNERABILITY

Check our blog for more recent sources on VULNERABILITY.

  1. Lots of sources report the problem: www.brookings.edu/~/media/Projects/BPEA/Spring-2011/2011a_bpea_lusardi.PDF;
    www.pewtrusts.org/en/research-and-analysis/reports/2015/01/the-precarious-state-of-family-balance-sheets;
    www.federalreserve.gov/econresdata/2014-report-economic-well-being-us-households-201505.pdf;
    www.chicagotribune.com/business/ct-americans-with-no-emergency-savings-0108-biz-20160107-story.html;
    www.politifact.com/punditfact/statements/2015/jun/09/hunter-schwarz/47-say-they-lack-ready-cash-pay-surprise-400-bill;
    bigstory.ap.org/article/965e48ed609245539ed315f83e01b6a2
  2. research.stlouisfed.org/fred2/series/PSAVERT
  3. www.ebri.org/publications/ib/index.cfm?fa=ibDisp&content_id=5175
  4. apnorc.org/projects/Pages/working-longer-the-disappearing-divide-between-work-life-and-retirement.aspx
  5. money.cnn.com/2014/07/29/pf/debt-collections/
  6. www.urban.org/UploadedPDF/413190-Debt-in-America.pdf
  7. www.nytimes.com/2014/09/13/business/student-loan-debt-burdens-more-than-just-young-people.html;
    www.gao.gov/products/GAO-14-866T
  8. Up-to-date stats at www.realtytrac.com/statsandtrends/foreclosuretrends
  9. www.dailynews.com/20081026/more-middle-class-professionals-join-homeless-ranks;
    money.cnn.com/2016/04/26/news/economy/middle-class-to-homeless/
  10. dark-mountain.net/about/manifesto
  11. www.ft.com/intl/cms/s/0/c2ffd1f2-fa5a-11e5-8f41-df5bda8beb40.html#axzz459hbqIyA “Today’s real median household income is $53,600, down nearly 7.5 per cent from the peak seen 20 years ago. And real median wages per hour have fallen 4 per cent since the financial crisis. Further, while 14m net new jobs have been created since the crisis, nearly half of these are in the low-wage sector, as defined by the Bureau of Labor Statistics. Of the new jobs that will be created between now and 2025, according to the BLS, more than 90 per cent will pay $36,000 or less annually. In 2013, 22 per cent of children, at some point that year, did not have enough to eat.”
  12. news.berkeley.edu/2015/10/21/study-finds-climate-change-will-reshape-global-economy
  13. papers.ssrn.com/sol3/papers.cfm?abstract_id=2099798
  14. money.cnn.com/2012/06/11/news/economy/fed-family-net-worth
  15. www.fhwa.dot.gov/bridge/nbi/no10/defbr14.cfm
  16. www.nbcnews.com/id/20095291/ns/business-eye_on_the_economy/t/us-highway-system-badly-need-repair/#.U3n7nq1dXXo
  17. Dave Ramsey, Total Money Makeover: www.daveramsey.com/store/books/dave-s-bestsellers/the-total-money-makeover/prodtmmoclassic.html
  18. Numbers are based roughly on the Consumer Expenditure Survey by the Bureau of Labor Statistics. You can see BLS nmbers for your income level at www.bls.gov/cex/22015/midyear/decile.pdf
  19. www.suzeorman.com/calculators/expense-tracker/
  20. www.mint.com/how-mint-works; yodleemoneycenter.com.
    A comparison: blog.comparecards.com/is-mint-com-still-the-best-free-money-management-site-available

2 RETAIN SECURE ACCESS TO FOOD

Check our blog for more recent sources on FOOD.

  1. www.fao.org/worldfoodsituation/foodpricesindex/en;
    www.fao.org/fileadmin/templates/worldfood/Reports_and_docs/food_price_index_nominal_real.xls
  2. www.ers.usda.gov/amber-waves/2013-august/price-inflation-for-food-outpacing-many-other-spending-categories.aspx
  3. research.stlouisfed.org/fred2/series/MEHOINUSA672N
  4. www.mcclatchydc.com/news/politics-government/article24755245.html;
    www.ers.usda.gov/media/1565415/err173.pdf
  5. www.ers.usda.gov/data-products/ag-and-food-statistics-charting-the-essentials/agricultural-trade.aspx
  6. earthsky.org/earth/lake-mead-reaches-a-record-low-2016
  7. newswatch.nationalgeographic.com/2014/07/30/groundwater-depletion-in-colorado-river-basin-adds-big-risks-to-water-security.
    Snowpack, reservoirs declining: Reduction in Colorado River flow: www.nae.edu/Publications/Bridge/55183/55194.aspx.
    Dustcover on snowpack: cires.colorado.edu/news/press/2013/dustysnow.html;
    Colorado River withdrawals: www.foxnews.com/us/2014/01/17/calif-governor-proclaims-state-in-drought;
    www.eenews.net/stories/1059993222
  8. The Ogalalla: en.wikipedia.org/wiki/Ogallala_Aquifer, climateproof.org/2013/05/groundwater-dropping-fast, pubs.usgs.gov/sir/2013/5079/SIR2013-5079.pdf, climateproof.org/2011/02/keeping-water-safe-to-drink-or-just-keeping-it
  9. onlinelibrary.wiley.com/doi/10.1002/2014GL061055/abstract
  10. www.iptv.org/iowapathways/myPath.cfm?ounid=ob_000144
  11. www.desmoinesregister.com/story/money/agriculture/2014/08/05/environmental-working-group-says-iowa-lost-million-tons-soil-erosion/13609603
  12. Boise City: news.nationalgeographic.com/news/2014/05/140516-dust-bowl-drought-oklahoma-panhandle-food
  13. You can Enter your Zip Code to see which aone covers your area : www.garden.org/zipzone.
    Sunset Magazine lets you look up particular plants to see in which zones they thrive: plantfinder.sunset.com/plant-home.jsp
  14. cier.umd.edu/climateadaptation/Pennsylvania%20Economic%20Impacts%20of%20Climate%20Change%20Full%20Report.pdf;
  15. theplate.nationalgeographic.com/2015/12/02/global-warming-pushes-maple-trees-syrup-to-the-brink/
  16. cdn.americanprogress.org/wp-content/uploads/2013/10/ClimateUnfundedMandate-REPORT.pdf
  17. www.agprofessional.com/news/Increased-drought-portends-lower-future-for-Midwest-yields-257707591.html
  18. thinkprogress.org/climate/2014/03/04/3360731/chipotle-guacamole-crisis
  19. thinkprogress.org/climate/2015/10/08/3710326/climate-change-pumpkin-pie-boo
  20. earthobservatory.nasa.gov/Features/Bees/bees3.php
    www.greenpeace.org/usa/sustainable-agriculture/save-the-bees
  21. watershed.ucdavis.edu/files/biblio/2015Drought_PrelimAnalysis.pdf
  22. www.bakersfield.com/news/2014/03/01/district-rakes-in-14-million-from-water-auction.html
  23. www.latimes.com/food/dailydish/la-dd-gallons-of-water-to-make-a-burger-20140124-story.html
  24. www.marketwatch.com/story/cup-of-coffee-to-cost-more-at-starbucks-2014-06-21
    www.investopedia.com/articles/investing/061116/how-sustainable-coffee-price-rally-cafe-jo.asp
  25. www.oxfamamerica.org/static/media/files/Oxfam-hot-hungry-food-climate-change-250314-en_REVMAR20.pdf
  26. online.wsj.com/articles/restaurants-grocers-respond-to-rising-beef-costs-1404085844
    www.cattlenetwork.com/food-prices-beef-projected-again-2016
  27. www.nrdc.org/sites/default/files/taxpayer-climate-costs-IP.pdf
  28. www.oceaneconomics.org/LMR/topPorts.asp
  29. www.bostonglobe.com/metro/2014/06/17/new-bedford-groundfish-industry-suffering-from-decline-cod-and-haddock-report-says/GRjutByaO3yscYguewBZQO/story.html
  30. www.capecodtimes.com/article/20151026/NEWS/151029540
  31. www.undercurrentnews.com/2015/02/05/us-seafood-prices-rise-9-on-average-in-2014
  32. www.igbp.net/news/news/news/oceanacidificationsummaryforpolicymakersreleased.5.30566fc6142425d6c911265.html
  33. usatoday30.usatoday.com/weather/news/story/2012-08-07/fish-kill-midwest-summer-hot-rivers/56859874/1
  34. www.globalagriculture.org/report-topics/food-speculation.html
  35. www.theguardian.com/environment/2008/mar/23/food.ethicalliving
  36. The Conundrum: How Scientific Innovation, Increased Efficiency, and Good Intentions Can Make Our Energy and Climate Problems Worse: www.davidowen.net/david_owen/the-conundrum.html
  37. beefmagazine.com/blog/terrorists-target-american-agriculture
  38. You can look up and track relevant legislation by state at www.ncsl.org/research/agriculture-and-rural-development/urban-agriculture-state-legislation.aspx
  39. www.sourcewatch.org/index.php?title=Local_Food_and_Self-Governance_Ordinance#Similar_Resolution_in_Massachusetts;
    scholarship.law.wm.edu/cgi/viewcontent.cgi?article=1570&context=wmelpr
  40. www.npr.org/sections/thesalt/2014/09/09/347141038/tax-breaks-may-turn-san-franciscos-vacant-lots-into-urban-farms
  41. www.localharvest.org/csa/
  42. grist.org/food/dont-box-me-in-the-unstoppable-growth-of-csa-style-produce-delivery
    www.fullcircle.com/about-us/?tracking_ref=footer_aboutus
  43. www.ams.usda.gov/AMSv1.0/getfile?dDocName=STELPRDC5097504
  44. michaelhshuman.com
  45. www.ecori.org/green-economy/2014/2/8/food-hubs-heart-of-local-food-movement.html;
    www.environmentmaine.org/media/mee/maine-environmental-news-local-foods-bill-gains-house-senate-approval;
    beta.policylink.org/sites/default/files/equitable-food-hubs_0.pdf
  46. grist.org/locavore/food-hubs-how-small-farmers-get-to-market
  47. www.foodsolutionsne.org/sites/default/files/LowResNEFV_0.pdf
  48. www.choicesmagazine.org/UserFiles/file/article_110.pdf
  49. www.livinghistoryfarm.org/farminginthe40s/crops_02.html
  50. www.northjersey.com/news/cuba-s-organic-revolution-on-trade-table-is-set-sit-down-1.1179103
  51. jptransition.org/wp-content/uploads/2012/02/JP_Resiliency_Measures_2011.pdf
    www.clemson.edu/extension/hgic/plants/vegetables/gardening/extension_community_gardening.pdf provides ideas on how to start a community garden.
  52. kgi.org/blogs/roger-doiron/home-garden-worth
    community.cookinglight.com/showthread.php?7419-How-much-time-does-a-veggie-garden-take
  53. www.worldwatch.org/node/5900
  54. www.resilience.org/stories/2015-07-07/i-love-my-rain-barrel;
    www.strongtowns.org/journal/2015/6/24/rainbarrel
  55. www.transitionhonesdale.org/
  56. These might be one of the 300 organizations in the National Sustainable Agricultural Coalition (sustainableagriculture.net/our-work/local-food-bill/organizational-support)
    a 4H club (www.4-h.org/get-involved/find-4-h-clubs-camps-programs/)
    or a Transition Town initiative (transitionus.org/initiatives-map).
  57. The Best Practices Handbook from Denver Urban Gardens is a good resource for would-be urban gardeners. dug.org/storage/public-documents/DUG_Best_Practices_digital_copy.pdf. Another robust source for tips and educational videos is www.urbanfarming.org/. You can find nearby agricultural supply stores and garden centers using the online Yellow Pages (www.yellowpages.com/).
  58. ucanr.edu/sites/sacmg/Fair_Oaks_Horticulture_Center
  59. www.bucksfoodshed.org/
  60. www.summitdaily.com/article/20120529/NEWS/120529807
  61. Many but by no means all community gardens are listed at communitygarden.org/find-a-garden/
  62. www.gardendallas.org
  63. www.ers.usda.gov/publications/eib-economic-information-bulletin/eib121.aspx?
  64. climateproof.org/2011/07/2br-2b-ac-good-soil/
  65. Additionally, if you are interested in regional organizations promoting sustainable agriculture and alternative grocery channels, Chapters of the FoodRoutes Network are listed at foodroutes.org/buy-fresh-buy-local-program/chapter-directory and Mercola at www.mercola.com/article/agriculture.htm.

3 HOLD DOWN ENERGY COSTS

Check our blog for more recent sources on ENERGY.

  1. www.theenergycollective.com/todayinenergy/2377462/declining-energy-prices-lower-the-cost-of-living
  2. www.reuters.com/article/climatechange-economy-idUSL2N0P520S20140624
  3. sb.longnow.org/SB_homepage/Home.html.
    Gwynneth Cravens, Power to Save the World: www.cravenspowertosavetheworld.com/index.php. The documentary film Pandora’s Promise draws on both books: pandoraspromise.com/Stewart Brand, Whole Earth Discipline: An Ecopragmatist Manifesto (2009): discipline.longnow.org/DISCIPLINE_footnotes/Contents.html
  4. www.energy.gov/maps/how-much-do-you-spend-energy
  5. www.thinkadvisor.com/2015/02/02/why-cheap-oil-is-here-to-stay?t=economy-markets&page=2
  6. aceee.org/blog/2014/02/us-electricity-use-declining-and-ener
  7. rt.com/business/204803-shale-gas-boom-bubble/
  8. www.forbes.com/sites/peterdiamandis/2014/09/02/solar-energy-revolution-a-massive-opportunity/
  9. www.nrel.gov/ncpv/images/efficiency_chart.jpg
  10. www.interpv.net/market/market_view.asp?idx=98&part_code=01&page=6
  11. www.greentechmedia.com/articles/read/Price-of-US-Wind-Power-at-All-Time-Low-of-2.5-Cents-Per-Kilowatt-Hour;
    www.lazard.com/perspective/levelized-cost-of-energy-analysis-90
  12. news.vice.com/article/denmark-says-it-will-produce-100-percent-of-its-energy-with-renewables-by-2050
  13. web.stanford.edu/group/efmh/jacobson/Articles/I/sad1109Jaco5p.indd.pdf
  14. www.carbonneutral.com/carbon-offsets/fiscalini-farms-methane-capture-project
  15. www.ecori.org/composting/2014/10/8/food-digesters-and-compost-sites-open-for-business.html;
    www.environmentalleader.com/2013/10/23/businesses-can-cut-emissions-30-with-rng
  16. www.theguardian.com/environment/2012/feb/21/fossil-fuels-whale-oil
  17. You can read any amount of discussion of the forces at work in the energy markets. Just enter “oil gas price 2020” or something similar in your search engine. I found a good discussion at ThinkAdvisor, a news and research service for independent investment advisors: www.thinkadvisor.com/2015/02/02/why-cheap-oil-is-here-to-stay?t=economy-markets. Also at OilPrice.com, a news site covering oil and gas, alternative energy and geopolitics: oilprice.com/Energy/Oil-Prices/Where-Will-Oil-Prices-be-in-2020.html
  18. www.nytimes.com/2012/07/24/opinion/will-drought-cause-the-next-blackout.html
  19. Power plants shut down for lack of water: news.nationalgeographic.com/news/energy/2012/08/120817-record-heat-drought-pose-problems-for-electric-power-grid/
  20. Powerton, Peoria, IL: Powerton overheating: www.pjstar.com/article/20120808/News/308089873#ixzz2yryVDG62
  21. www.climatecentral.org/news/sea-level-rise-brings-added-risks-to-coastal-nuclear-plants;
    www.nj.com/news/index.ssf/2012/10/superstorm_sandy_puts_njs_oyst.html;
    www.remappingdebate.org/article/nuclear-power-plant-flood-risk-sandy-was-just-warm
  22. grist.org/news/bloomberg-unveils-ambitious-plan-to-protect-nyc-from-climate-change;
    www.nyc.gov/html/sirr/downloads/pdf/final_report/Ch_6_Utilities_FINAL_singles.pdf
  23. www.yaleclimateconnections.org/2014/09/gainesville-solar-program;
    www.yaleclimateconnections.org/2014/04/biomass-plant-seen-as-culprit-in-suspension-of-gainesville-solar-program
  24. www.bloomberg.com/news/articles/2013-12-26/utilities-feeling-rooftop-solar-heat-start-fighting-back
  25. blogs.barrons.com/incomeinvesting/2014/05/23/barclays-downgrades-electric-utility-bonds-sees-viable-solar-competition/
  26. grist.org/cities/new-yorks-new-solar-plan-sets-a-high-bar/
  27. Gasoline takes lots of water: www.sigmaxi.org/programs/issues/King.pdf
  28. Fracking effect on water: www.care2.com/causes/5-reasons-fracking-is-a-death-sentence-for-arid-states.html?cid=email_na
  29. www.theguardian.com/environment/2013/aug/11/texas-tragedy-ample-oil-no-water
  30. Dumped frack water: www.npr.org/2013/08/07/209832887/epa-wants-to-allow-continued-wastewater-dumping-in-wyoming?ft=1&f=1007;
    Pollution from fracking: abcnews.go.com/US/wireStory/states-confirm-water-pollution-drilling-21427257
  31. Note somewhere near here: www.theguardian.com/environment/2014/feb/05/fracking-water-america-drought-oil-gas
  32. www.dovepress.com/getfile.php?fileID=27470
  33. www.koco.com/weather/oklahoma-ha-more-earthquakes-in-2015-than-all-of-continental-us-combined/37209902
  34. www.reuters.com/article/2014/12/17/us-energy-fracking-newyork-idUSKBN0JV29Z20141217
    www.desmogblog.com/2015/04/07/only-legal-challenge-local-fracking-bans-california-was-just-quietly-dropped
  35. pacinst.org/publication/impacts-of-californias-ongoing-drought-hydroelectricity-generation/
  36. graphics.latimes.com/california-snowpack-2016/
  37. Solar farms take water: green.blogs.nytimes.com/2009/10/27/water-use-by-solar-projects-intensifies/?_php=true&_type=blogs&_r=0
  38. www.kcet.org/news/redefine/rewire/solar/fact-check-how-much-water-does-solar-power-really-use.html
  39. theenergycollective.com/microgrid-media/2321563/why-7-years-low-natural-gas-prices-havent-brought-down-electricity-prices
  40. www.eia.gov/forecasts/steo/report/electricity.cfm
  41. marketrealist.com/2014/12/falling-natural-gas-prices-shake-power-industry/
  42. www.resilience.org/stories/2015-09-20/will-washington-state-have-the-nation-s-first-carbon-tax
  43. www.resilience.org/stories/2015-12-09/decrease-in-china-s-coal-use-sees-global-emissions-fall-in-2015
  44. www.cbo.gov/sites/default/files/113th-congress-2013-2014/reports/Carbon_One-Column.pdf
  45. energy.gov/articles/energy-saver-101-infographic-home-energy-audits
  46. www.bankrate.com/finance/personal-finance/an-energy-audit-can-cut-your-power-bill-1.aspx
  47. mashable.com/2015/10/02/elon-musk-solarcity-new-solar-panel/#IO2unpnbZPqH
  48. www.ecori.org/renewable-energy/2014/8/11/rehoboth-cornfield-grows-renewable-energy.html;
    www.easycleanenergy.com/Shownews.aspx?ID=a15751b3-f57d-4437-a2f3-1a736fa38671
  49. www.yaleclimateconnections.org/2015/02/bullish-outlook-for-onsite-renewable-energy/
  50. www.bostonglobe.com/metro/2014/09/14/vermont-milestone-green-energy-efforts/fsLHJl4eoqv6QoFNewRYBK/story.html
  51. www.ases.org/2013/05/cheaper-by-the-dozen-solar-group-purchase-programs
  52. reneweconomy.com.au/2015/energy-storage-to-reach-cost-holy-grail-mass-adoption-in-5-years-18383
  53. www.google.com/search?q=grid+parity&oq=grid+parity&aqs=chrome;
    ilsr.org/tag/grid-parity
  54. climateproof.org/2011/04/one-way-to-buy-energy-efficiency-free
    portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/eem/eemhog96
  55. www.pacenow.org/pace-programs/
  56. www.solarcity.com/residential/how-much-do-solar-panels-cost
  57. www.climatesolutions.org/news/news-releases/small-cities-and-towns-pioneering-clean-energy-economy
  58. www.nytimes.com/2005/09/05/world/europe/05iht-nuke.html?pagewanted=all
  59. www.technologyreview.com/news/534366/resurrecting-a-meltdown-proof-reactor-design/
  60. www.ucsusa.org/nuclear_power/making-nuclear-power-safer/handling-nuclear-waste/safer-storage-of-spent-fuel.html#.VRArrDTF_bs
  61. belfercenter.ksg.harvard.edu/publication/17529/nuclear_terrorism_faq.html
  62. www.iaea.org/About/Policy/GC/GC58/GC58InfDocuments/English/gc58inf-6_en.pdf
  63. ncronline.org/blogs/eco-catholic/environmentalists-spar-over-nuclear-power;
    www.billmckibben.com/
  64. climate.nasa.gov/news/903/
  65. phe.rockefeller.edu/docs/HeresiesFinal.pdf
    www.foxnews.com/story/2007/07/30/junk-science-green-sings-renewable-energy-blues/
  66. To tap into the debate over the need for nuclear power, you can search online for “environmentalists nuclear power.”
  67. www.washingtonpost.com/news/energy-environment/wp/2016/06/17/the-u-s-is-powering-up-its-first-new-nuclear-reactor-in-decades/

4 AVERT HEALTH COSTS

Check our blog for more recent sources on HEALTH.

  1. Dengue Fever: www.climatecentral.org/blogs/the-climate-connection-to-dengue-fever
  2. nca2014.globalchange.gov/report/sectors/human-health#graphic-16651
  3. www.forbes.com/sites/danmunro/2015/05/19/annual-healthcare-cost-for-family-of-four-now-at-24671/#4a417f1a4dfb
  4. www.cms.gov/research-statistics-data-and-systems/statistics-trends-and-reports/nationalhealthexpenddata/nhe-fact-sheet.html.
    Good general sources: www.epa.gov/climatechange/impacts-adaptation/health.html and health2016.globalchange.gov.
    In June, the Administration was calling for comments on its new report, The Impacts of Climate Change on Human Health in the United States: A Scientific Assessment. The report was developed by Interagency Group on Climate Change and Human Health as part of the sustained National Climate Assessment: www.globalchange.gov/health-assessment
  5. The National Climate Assessment: nca2014.globalchange.gov/report/sectors/human-health#statement-16518;
    nca2014.globalchange.gov/report/sectors/human-health#fnref:21f384a2-0dcf-4c1a-b1c0-add8b0e7506c5;
    www.forbes.com/sites/danmunro/2013/05/22/annual-healthcare-costs-surpasses-22000;
  6. Bankruptcies from medical bills: www.cnbc.com/id/100840148#
  7. Pollen season: www.questdiagnostics.com/home/physicians/health-trends/allergies;
    www.sciencedaily.com/releases/2011/02/110222140552.htm
    Ragweed tests: www.epa.gov/climatechange/impacts-adaptation/health.html.
    Allergies: www.questdiagnostics.com/dms/Documents/Other/allergy-report-executive-summary.pdf
  8. Facts and figures for allergies (many of the following facts): www.aafa.org/display.cfm?id=9&sub=30.
    More than half of Americans test positive: www.webmd.com/allergies/allergy-statistics.
    Recent government reports: grist.org/climate-energy/doctors-are-already-seeing-links-between-climate-change-and-their-patients-health/?utm_source=newsletter&utm_medium=email&utm_term=EDITpercent20Climatepercent20percent26percent20Energy&utm_campaign=climate
  9. www.cmspkids.com/pdf/Apr2015UniCareeHouseCall.pdf
  10. readynation.s3.amazonaws.com/wp-content/uploads/The-Long-term-Economic-Costs-of-Asthma.pdf
  11. ag.purdue.edu/extension/eden/Pages/heat.aspx;
    www.washingtonpost.com/blogs/wonkblog/wp/2012/07/26/study-most-u-s-cities-are-unprepared-for-future-heat-waves/
  12. Cities warming faster: www.washingtonpost.com/blogs/wonkblog/wp/2012/07/26/study-most-u-s-cities-are-unprepared-for-future-heat-waves
    Ozone: science.time.com/2011/07/22/why-bad-heatbad-air/
  13. Chicago: www.climatehotmap.org;
    www.press.uchicago.edu/Misc/Chicago/443213in.html/ www.nws.noaa.gov/os/assessments/pdfs/heat95.pdf. Book: Heat Wave by Eric Klinenberg, Political Heat by Malcolm Gladwell, The New Yorker www.newyorker.com/archive/2002/08/12/020812crbo_books
  14. www.climatehotmap.org/global-warming-locations/chicago-il-usa.html#end1
  15. www.nrdc.org/globalwarming/killer-heat/files/killer-summer-heat-report.pdf
  16. www.epa.gov/ods-phaseout;
    www.yahoo.com/news/blogs/the-lookout/heat-wave-prompts-concerns-home-cooling-costs-141548745.html
    www.angieslist.com/articles/what-fair-price-r-22-refrigerant.htm
  17. www.washingtonpost.com/blogs/wonkblog/wp/2012/07/26/study-most-us-cities-are-unprepared-for-future-heat-waves/
  18. NYC CSO’s: www.riverkeeper.org/campaigns/stop-polluters/sewage-contamination/cso/#sthash.MVfFMmhb.dpuf;
    www.dec.ny.gov/chemical/48595.html;
    NYC suit by fishermen: newyork.cbslocal.com/2014/01/25/fishermen-suing-new-york-city-over-shellfish-beds-allegedly-contaminated-during-sandy/
  19. www.motherjones.com/tom-philpott/2015/08/giant-toxic-algae-bloom-haunts-toledo;
    www2.nccos.noaa.gov/coast/lakeerie/bulletin/bulletin_current.pdf
  20. www.epa.gov/enforcement/national-enforcement-initiative-keeping-raw-sewage-and-contaminated-stormwater-out-our
  21. www.nacwa.org/index.php?option=com_content&view=article&id=1067&Itemi d=3
  22. bangordailynews.com/2015/01/22/the-point/poop-in-the-bay-portlands-newly-approved-stormwater-fees-explained/
  23. www.infrastructurereportcard.org/wastewater/
  24. www.circleofblue.org/waternews/2014/world/sewer-costs-increase-5-5-percent-2013-industry-survey-reveals/
  25. www.cincinnati.com/article/20131124/NEWS/311240074/Sewer-rates-set-jump-6-percent-water-soar-22-6
  26. EcoAmerica study: Beyond Storms & Drought: The Psychological Impacts of Climate Change, American Psychological Association and ecoAmerica, June 2014: ecoamerica.org/wp-content/uploads/2014/06/eA_Beyond_Storms_and_Droughts_Psych_Impacts_of_Climate_Change.pdf
  27. ecoamerica.org/wp-content/uploads/2014/06/eA_Beyond_Storms_and_Droughts_Psych_Impacts_of_Climate_Change.pdf
  28. The Psychological Effects of Global Warming on the United States: And Why the US Mental Health Care System Is Not Adequately Prepared, National Wildlife Federation 2012: www.climateaccess.org/sites/default/files/NWF_Psychological%20Effects.pdf
  29. Same as note 3 above.
  30. Red Cross heat wave to-dos: www.redcross.org/prepare/disaster/heat-wave
  31. Examples of heat wave response plans: Philadelphia and St. Louis: www.nws.noaa.gov/os/assessments/pdfs/heat95.pdf
  32. www.boston.gov/departments/emergency-management/heat-safety
  33. Many benefits of urban trees: en.wikipedia.org/wiki/Urban_forest#Benefits
  34. Heat island effect: www.epa.gov/heatisland/
  35. Chicago green roofs: www.greenroofs.org/resources/SurveyReport2012FINAL.pdf;
    www.cityofchicago.org/city/en/depts/dgs/supp_info/city_hall_green_roof.html
  36. www.greenroofs.org/resources/GreenRoofIndustrySurveyReport2013.pdf
  37. Arizona Heat Response Plan: www.azdhs.gov/phs/oeh/pdf/ADHS_HeatEmergencyResponsePlan.pdf
  38. Cost of treating asthma: www.aafa.org/page/cost-of-asthma-on-society.aspx;
    health.costhelper.com/allergy-shot.html
  39. www.aafa.org/pdfs/FINAL percent20public percent20LIST percent20Fall_2014.pdf
  40. www.epa.gov/region2/water/sewer-report-3-2011.pdf
  41. kff.org/other/state-indicator/expenses-per-inpatient-day/
  42. Hospital quality measures: nhqrnet.ahrq.gov/inhqrdr/Rhodepercent20Island/benchmark/summary/All_Measures/All_Topics
  43. www.dartmouthatlas.org/data/topic/

5 SECURE LOW-COST TRANSPORTATION OPTIONS

Check our blog for more recent sources on TRANSPORTATION.

  1. opinionator.blogs.nytimes.com/2014/02/12/preparing-for-disaster-by-betting-against-it/?_r=0
  2. www.fema.gov/news-release/2013/02/26/funding-railroads-damaged-irene-tops-22-million
  3. www.fhwa.dot.gov/engineering/hydraulics/pubs/07096/2.cfm
  4. www.infrastructurereportcard.org/bridges
  5. www.njspotlight.com/stories/15/01/22/emergency-closures-repairs-underscore-need-to-fix-replace-nj-s-crumbling-bridges
  6. www.latimes.com/nation/nationnow/la-na-nn-delaware-freeway-closure-20140604-story.html
  7. www.climatecentral.org/news/coastal-us-airports-face-increasing-threat-from-sea-level-rise-16126
  8. www.climatecentral.org/news/coastal-us-airports-face-increasing-threat-from-sea-level-rise-16126
  9. portfourchon.com/economic-impact-of-port-fourchon-grows-exponentially
  10. www.nimsat.org/sites/nimsat/files/Final%20Report.pdf
  11. ditto
  12. www.epa.gov/sectors/pdf/ports-planing-for-cci-white-paper.pdf
  13. www.eia.gov/petroleum/marketing/monthly/xls/fueltaxes.xls
  14. www.americanactionforum.org/research/fast-act-and-transportation-policies
  15. www.taxjusticeblog.org/archive/2015/01/12_states_could_raise_gas_taxe.php
  16. www.tripnet.org/docs/MI_Transportation_By_The_Numbers_TRIP_Report_Jan_2 014.pdf
  17. mobility.tamu.edu/ums/media-information/press-release
  18. www.ucsusa.org/global_warming/solutions/reduce-emissions/regional-cap-and-trade.html
  19. www.cbo.gov/publication/44223
  20. www.usnews.com/news/articles/2015/03/17/higher-interest-rates-could-make-fixing-americas-infrastructure-more-expensive
  21. www.farm-equipment.com/articles/5197
  22. onlinepubs.trb.org/onlinepubs/sr/sr290.pdf  page 82.
  23. www.wunderground.com/blog/JeffMasters/comment.html?entrynum=2343
  24. usatoday30.usatoday.com/news/nation/environment/2007-06-13-lake-superior_N.htm?POE=click-refer
  25. www.circleofblue.org/waternews/2015/world/big-investment-updates-great-lakes-shipping/
  26. www.researchgate.net/publication/232625686_The_Northwest_Passage_A_Simulation
  27. selectusa.commerce.gov/industry-snapshots/logistics-and-transportation-industry-united-states.html
  28. www.thezebra.com/insurance-news/848/uber-vs-lyft/
  29. The rise of the on-demand economy in many forms is discussed in www.economist.com/news/leaders/21637393-rise-demand-economy-poses-difficult-questions-workers-companies-and
  30. www.cleanfleetreport.com/best-car-sharing
  31. tsrc.berkeley.edu/carsharing
  32. www.chicagobooth.edu/about/newsroom/news/2013/2013-08-05-pope
  33. www.getaround.com/tour
  34. www.nber.org/papers/w15376
  35. vault.sierraclub.org/pressroom/downloads/BikeMonth_Factsheet_0512.pdf
  36. www.uspirg.org/sites/pirg/files/reports/Private-Roads-Public-Costs-Updated_1.pdf
  37. www.cbo.gov/sites/default/files/113th-congress-2013-2014/reports/45157-PublicPrivatePartnerships.pdf
  38. www.cbo.gov/sites/default/files/01-09-PublicPrivatePartnerships.pdf
  39. www.wsj.com/articles/frugal-motorists-test-private-toll-roads-1458379807

6 AVOID RISING STATE AND LOCAL TAXES

Check our blog for more recent sources on STATE & LOCAL TAXES.

  1. taxfoundation.org/article/state-local-tax-burden-rankings-fy-2012
  2. nca2014.globalchange.gov/highlights/overview/overview.
    Coastal county populations (41.6M Atlantic + 13.9 Million Gulf), number of counties (129 + 56): www.census.gov/prod/2010pubs/p25-1139.pdf
  3. Factsheets and maps: sealevel.climatecentral.org/research/reports/surging-seas-state-factsheets
  4. www.air-worldwide.com/Publications/AIR-Currents/2015/The-Growing-Value-of-U-S–Coastal-Property-at-Risk
  5. news.mit.edu/2012/storm-of-the-decade-0213
  6. www.providencejournal.com/article/20131026/NEWS/310269933
  7. www.yaleclimateconnections.org/2014/10/hoboken
  8. www.mlive.com/news/grand-rapids/index.ssf/2015/08/grand_rapids_sewer_overflows.html
  9. www.cincinnati.com/story/news/2016/02/03/special-report-680m-memo/79691776/
  10. sealevel.climatecentral.org/uploads/ssrf/NY-Report.pdf
  11. www.climatecentral.org/news/the-front-lines-of-climate-change-charlestons-struggle-16934
  12. www.infrastructurereportcard.org/wastewater
  13. www.circleofblue.org/waternews/2014/world/sewer-costs-increase-5-5-percent-2013-industry-survey-reveals
  14. sealevel.climatecentral.org/uploads/ssrf/NY-Report.pdf
  15. sealevel.climatecentral.org/news/senate-climate-change-hearing-focuses-on-sea-level-rise
  16. www.baltimoresun.com/news/maryland/anne-arundel/annapolis/bs-md-market-house-opening-20130830-story.html;
    www.providencejournal.com/article/20160124/NEWS/160129551
  17. Am Society of Civil Engineers: www.infrastructurereportcard.org/drinking-water.
    bv.com/docs/reports-studies/sdr-water-industry.pdf
  18. Buffalo, NY: www.buffalonews.com/city-region/erie-county/broken-water-mains-are-draining-area-resources-20140222
  19. EPA averages: opinionator.blogs.nytimes.com/2014/07/10/the-art-of-water-recovery/?_php=true&_type=blogs&_r=0
  20. CA wildfire-fighting funds: thinkprogress.org/climate/2013/04/04/1821921/climate-change-will-double-area-burned-in-us-wildfires-by-2050-report-warns
  21. A good infographic on the growing risk of wildfires: www.ucsusa.org/global_warming/science_and_impacts/impacts/infographic-wildfires-climate-change.html
  22. Cost of forest fires: www.wflccenter.org/news_pdf/324_pdf.pdf
  23. www.edwardsaquifer.net/pdf/Chamber_Report_on_Water_2014.pdf
  24. Same as note 3 above.
  25. Rolling Stone article “Goodbye, Miami” at www.rollingstone.com/politics/news/why-the-city-of-miami-is-doomed-to-drown-20130620. A story in National Geographic’s February 2015 issue entitled “Treading Water” discusses the consequences for all of Florida. “If sea levels rise five feet, nearly one million of the current homes near the coast will be below the average day’s high tide. Other structures at risk include 7 power plants, 26 hospitals, 213 schools, and 32 sewage plants. In total, some $390 billion worth of property could be damaged or lost – a sums five times as great as Florida’s state budget.”
    ngm.nationalgeographic.com/2015/02/climate-change-economics/parker-text
  26. boston.cbslocal.com/2013/11/25/fishing-industry-at-risk-of-disappearing-in-new-england;
    www.gloucester-ma.gov/DocumentCenter/Home/View/398
  27. www.wsj.com/articles/SB10001424052748704913304575370950363737746;
    dailyreporter.com/2010/07/23/strapped-municipalities-weigh-gravel-roads-delayed-maintenance/
  28. www.governing.com/columns/eco-engines/gov-why-does-our-infrastructure-resemble-third-world.html
  29. www.democratandchronicle.com/story/news/2014/11/07/rochester-red-light-camera-study/18654545/
  30. abclocal.go.com/story?section=news/politics&id=8509160
  31. www.ci.lynn.ma.us/cityhall_documents/clerk/forms/christmastree/CHRISTMAS_TREE_packet.pdf;
    www.cambridgema.gov/permitsandapplications
  32. www.dor.state.nc.us/taxes/usub/substance.html
  33. www.usatoday.com/story/money/personalfinance/2013/03/31/odd-state-tax-laws/1951911
  34. www.citymayors.com/economics/usa-cities-tax.html
  35. www.texastribune.org/2015/03/05/rising-local-debt-draws-attention-legislature
  36. www.reuters.com/article/2014/03/01/buffett-letter-munis-idUSL1N0LY0BT20140301
  37. www.bloomberg.com/news/articles/2013-12-03/illinois-lawmakers-confront-historic-burden-of-pension-futility
  38. www.westminster-ma.gov/sites/westminsterma/files/uploads/handbook.pdf
    Denver: www.realtor.org/articles/climate-change-and-water-supply
  39. www.denverwater.org/SupplyPlanning/DroughtInformation/ClimateChange
  40. www.ecolandscaping.org/06/landscape-design/good-medicine-the-benefits-of-green-infrastructure
  41. Las Vegas and Lake Mead: www.usbr.gov/lc/region/g4000/hourly/rivops.html
  42. www.cdfinc.com/Project?project_id=83
  43. www.pewtrusts.org/en/research-and-analysis/blogs/stateline/2014/07/23/states-cities-get-creative-about-recycling-water?utm_campaign=2014-08-07_StatePolicyUpdate.html&utm_medium=email&utm_source=Eloqua
  44. waterkeeper.org/waterkeepers/?location=
  45. en.wikipedia.org/wiki/Zoning_in_the_United_States#Constitutional_challenges
  46. www.fema.gov/media-library/assets/documents/85455
  47. www.americanprogress.org/issues/green/report/2013/12/12/81046/moving-out-of-harms-way
  48. hbr.org/2010/07/the-secret-to-job-growth-think-small;
    edq.sagepub.com/content/25/3/277.abstract
  49. aspenpitkin.com/Living-in-the-Valley/Green-Initiatives/Canary-Initiative. Getting Green Done, Hard truths from the front lines of the sustainability Revolution, by Auden Schendler
  50. www.greenbiz.com/article/durban-boulder-quest-climate-resilience-city-scale
  51. www.miamiherald.com/news/state/florida/article12983720.html
  52. usmayors.org/pressreleases/uploads/2014/0422-report-climatesurvey.pdf
  53. www.nytimes.com/2013/07/18/nyregion/next-steps-in-bloombergs-obesity-fight-up-the-stairs.html?_r=0
  54. www.njspotlight.com/stories/14/06/29/methane-capture-facilities-at-nj-landfills-in-danger-of-being-shuttered
  55. www.wealthandwant.com/themes/Split-Rate_Taxation.html;
    online.wsj.com/articles/SB10001424127887323826704578354733775359470
  56. Pros and cons of privatization: www.foodandwaterwatch.org/sites/default/files/privatization_trends_fs_nov_2010.pdf;
    online.wsj.com/news/articles/SB10000872396390443816804578002280926253750
  57. www.wibc.com/news/story.aspx?ID=2141313
  58. www.tni.org/files/download/heretostay-en.pdf
  59. www.earthmagazine.org/article/denying-sea-level-rise-how-100-centimeters-divided-state-north-carolina;
    www.washingtonpost.com/business/economy/ncs-outer-banks-got-a-scary-forecast-about-climate-change-so/2014/06/24/0042cf96-f6f3-11e3-a3a5-42be35962a52_story.html
  60. www.governing.com/blogs/by-the-numbers/city-populations-increase-following-declines-census-estimates-show.html#data

7 PROTECT AGAINST RISING FEDERAL TAXES

Check our blog for more recent sources on FEDERAL TAXES.

  1. www.washingtonpost.com/opinions/robert-rubin-how-ignoring-climate-change-could-sink-the-us-economy/2014/07/24/b7b4c00c-0df6-11e4-8341-b8072b1e7348_story.html
  2. www.gao.gov/assets/660/652133.pdf
  3. www.ibtimes.com/climate-change-2014-house-bills-would-make-it-harder-fight-national-security-threats-posed-1630376
  4. www.huffingtonpost.com/2014/05/23/pentagon-climate-change_n_5382067.html
  5. www.wilsoncenter.org/event/national-security-and-the-accelerating-risks-climate-change
  6. Quadrennial Defense Review 2014: archive.defense.gov/pubs/2014_Quadrennial_Defense_Review.pdf
    A New US Grand Strategy: newamerica.net/publications/articles/2013/a_new_us_grand_strategy_77134;
  7. www.gao.gov/highrisk/limiting_federal_government_fiscal_exposure/why_did_ study#t=1
  8. www.nrdc.org/globalwarming/files/taxpayer-climate-costs-IP.pdf
  9. www.gao.gov/highrisk/national_flood_insurance/why_did_study
  10. www.usatoday.com/story/news/nation/2014/03/04/house-passes-flood-insurance-bill/6037775/. Mitchell Chester’s Sea Level Rise, Law and Finance website tracks the many and growing legal issues around sea-level rise and their financial implications: www.slramerica.org/#!topics/cnec.
  11. www.gao.gov/highrisk/limiting_federal_government_fiscal_exposure/why_did_study#t=1
  12. www.nrdc.org/sites/default/files/taxpayer-climate-costs-IP.pdf
  13. www.nrdc.org/sites/default/files/glo_13030101a.pdf
  14. In addition to the Quadrennial Defense Review, see the Strategic National Risk Assessment: www.dhs.gov/strategic-national-risk-assessment-snra.
    A New US Grand Strategy: newamerica.net/publications/articles/2013/a_new_us_grand_strategy_77134. And the CNA Report interviewing recently retired General and Admirals: www.cna.org/reports/accelerating-risks
  15. www.cna.org/sites/default/files/MAB_2014.pdf
  16. www.pnas.org/content/112/11/3241.abstract
  17. www.reuters.com/article/us-venezuela-looting-idUSKCN0Y427V
  18. www.ifpri.org/sites/default/files/publications/2020resilienceconfpaper05.pdf
  19. Jim Glassman, Associate Professor of Geography, University of British Columbia: books.google.com/books?id=wQWOAQAAQBAJ&pg=PA104&lpg=PA104&dq=#v=onepage&q&f=false percent20fullypercent20integratedpercent22&f=false
  20. www.spaceref.com/news/viewsr.html?pid=23642
  21. en.wikipedia.org/wiki/Green_Climate_Fund
  22. en.wikipedia.org/wiki/List_of_development_aid_country_donors
  23. en.wikipedia.org/wiki/Sendai_Airport#2011_T.C5.8Dhoku_earthquake_and_tsu nami
  24. www.rand.org/content/dam/rand/pubs/research_reports/RR300/RR304/RAND_RR304.pdf
  25. Bangladesh cyclone: www.questia.com/library/journal/1G1-168629795/climate-change-weak-states-and-the-war-on-terrorism;
    en.wikipedia.org/wiki/1991_Bangladesh_cyclone
  26. www.sciencedaily.com/releases/2016/05/160502131421.htm
  27. www.gov.scot/Topics/International/int-dev/humanitariancrises/eastafrica
  28. www.theguardian.com/environment/2014/oct/13/pentagon-global-warming-will-change-how-us-military-trains-and-goes-to-war
  29. news.bbc.co.uk/2/hi/africa/2459903.stm
  30. books.google.com/books?id=RCPpx-cn7A0C&printsec=frontcover&dq=%22daresay+the+environmental+movement+has+done+more+harm%22&hl=en&sa=X&ei=dUkVVdnLGc_coAS05IHoDA&ved=0CB4Q6AEwAA#v=onepage&q&f=false

8 KEEP YOUR HOME’S COSTS DOWN AND ITS VALUE UP

Check our blog for more recent sources on HOME COSTS AND VALUE.

  1. www.nyenvironmentreport.com/the-citys-flood-zones-have-expanded-are-you-in-one
  2. wtnh.com/2015/09/23/climate-change-costing-local-homeowners-cities-prepare-for-future
  3. www.bls.gov/news.release/cesan.nr0.htm
  4. Seffner sinkhole: www.usatoday.com/story/news/nation/2013/03/04/sinkhole-home-florida/1961997
  5. Florida sinkholes: www.dep.state.fl.us/geology/geologictopics/hazards/sinkholes.htm
    Collapsed aquifers lose capacity: www.nytimes.com/2014/02/10/opinion/the-dust-bowl-returns.html
  6. Central Valley, CA sinking: www.mercurynews.com/drought/ci_25447586/california-drought-san-joaquin-valley-sinking-farmers-race
  7. wildfiretoday.com/tag/statistics
  8. en.wikipedia.org/wiki/Hurricane_Sandy. Extensive and readable coverage of the coming costs of sea-level rise can be found in High Tide on Main Street, Rising Sea Level and the Coming Coastal Crisis, by John Englander (2013): https://www.amazon.com/High-Tide-Main-Street-Coastal-ebook/dp/B009Z6DA1Q/ref=sr_1_1?s=digital-text&ie=UTF8&qid=1470505332&sr=1-1&keywords=englander+high+tide#nav-subnav or at http://hightideonmainstreet.com.
  9. sailorsforthesea.org/resources/ocean-watch/building-borrowed-time
  10. Gleick, P. and E. Maurer. 1990. Assessing the Costs of Adapting to Sea Level Rise: A Case Study of San Francisco Bay. April 18, 1990. Pacific Institute for Studies in Development, Environment, and Security, quoted in: mail.google.com/mail/u/0/?ui=2#search/Paul+Smith/145222de270ed523?pr ojector=1
  11. www.corelogic.com/research/storm-surge/corelogic-2015-storm-surge-report.pdf
  12. www.climatecentral.org/gallery/maps/extreme-precipitation-events-are-on-the-rise;
    www.environmentamerica.org/sites/environment/files/reports/When-It-Rains-It-Pours—-US—WEB.pdf
  13. www.reuters.com/article/2014/05/16/usa-environment-insurance-idUSL1N0O11T620140516
  14. insurance.lbl.gov/availability-affordability.html
    alumni.stanford.edu/get/page/magazine/article/?article_id=30297
  15. www.rmiia.org/catastrophes_and_statistics/Homeowners_Insurance_Trends.asp
  16. www.bostonglobe.com/business/2015/07/12/winter-bill-for-homeowners-insurance-comes-due/125kxlyUsTcTW1FJwsVQGJ/story.html
  17. Cape May, saltwater intrusion: en.wikipedia.org/wiki/Saltwater_intrusion
  18. Location of this? Collapsed aquifers lose capacity: www.nytimes.com/2014/02/10/opinion/the-dust-bowl-returns.html
  19. masterscapes.com/news/detail/the-rising-cost-of-water. Pressures on cost of water: usatoday30.usatoday.com/money/economy/story/2012-09-27/water-rates-rising/57849626/1.
    Thirty-city survey: www.circleofblue.org/waternews/2014/world/price-water-2014-6-percent-30-major-u-s-cities-33-percent-rise-since-2010
  20. www.nytimes.com/2014/07/04/opinion/going-without-water-in-detroit.html?_r=0
  21. austinaffordability.com/2014/05/21/huge-rate-increase-could-cripple-austins-water-utility
  22. A description of this international phenomenon can be read inseen in the 2008 film Blue Gold, World Water Wars at www.youtube.com/watch?v=B1a3tjqQiBI. Or read the book Blue Gold: The Fight to Stop the Corporate Theft of the World’s Water, by Maude Barlow and Tony Clarke.
    Also see www.newsweek.com/race-buy-worlds-water-73893
  23. finance.yahoo.com/news/dry-california-water-fetching-record-182119533.html;
    www.bakersfieldcalifornian.com/local/x1141092160/District-rakes-in-14-million-from-water-auction
  24. www.cdc.gov/healthywater/drinking/private/wells
  25. www.ibtimes.com/texas-flooding-2015-without-flood-insurance-homeowners-face-challenges-rebuilding-1940632
  26. www.floodsmart.gov/floodsmart/pages/residential_coverage/renter.jsp
  27. ctmirror.org/2013/08/21/connecticuts-trouble-seawalls
  28. seagrant.gso.uri.edu/wp-content/uploads/2014/04/Rhode-Island-Coastal-Property-Guide-2014.pdf.
    Building on Borrowed Time, by Meredith Haas of Rhode Island Sea Grant, is a good description of the pros and cons surrounding coastal protection schemes: seagrant.gso.uri.edu/building-on-borrowed-time;
    www.ecori.org/climate-change/2014/1/14/erosion-happens-can-we-deal-with-it
  29. www.rilin.state.ri.us/commissions/fsrcomm/commdocs/20160512%20Economic%20Risk%20Due%20to%20Flooding%20and%20Sea%20Level%20Rise%20-%20final.pdf
  30. www.climatechangecheckup.com/sample-projects/basic-climate-change-checkup
  31. www.fema.gov/pdf/rebuild/mat/sec5.pdf.
    A good overview of armoring, elevating, retreating methods can be found at papers.risingsea.net/coastal-sensitivity-to-sea-level-rise-6-1-retreat.html.
  32. mygulfport.us/Flood_and_Emergency_Management/HOpercent20Guidepercent20Topercent20Retrofttngpercent20FEMApercent20312.pdf
  33. www.inspirationgreen.com/floating-homes.html
  34. issuu.com/lizfenuta/docs/amphibious_architectures_thesis
    www.youtube.com/watch?v=vMaN2DNjjak
  35. www.oursausalito.com/rising-sea-levels-in-sausalito.html;
    floatinghomes.org/about/community/
  36. www.lakeunionfloatinghomes.com/
  37. columbiaridgemarina.com/
  38. www.dfwfloatinghomes.com/
  39. www.omaha.com/news/soggy-state-of-iowa-faces-rising-risk-of-floods/article_7ab59097-7403-53c3-8c48-bcdd4abba863.html;
    floodcontrolam.com
  40. The wall is a product of Flood Control America. You can see these and other installations on their website at floodcontrolam.com.
  41. www.propertycasualty360.com/2013/03/25/as-nfip-faces-deepening-debt-some-call-for-more-su
  42. www.realtor.org/articles/increasing-sea-levels
  43. www.clickorlando.com/news/Beach-debate-rolls-on-over-Brevard-s-Mid-Reach-project/12618014
  44. www.altdaily.com/features/news/121-opinion36/7224-if-you-read-the-paper-nfk-leading-the-way-in-climate-change-adaption-science
  45. www.windaction.org/posts/28224-hammond-wind-panel-asked-to-protect-town-s-waterfront#
  46. money.usnews.com/money/personal-finance/articles/2014/04/09/5-alternatives-to-the-30-year-mortgage
  47. www.businessinsider.com/robert-shiller-home-investment-a-fad-2013-2#ixzz2wmcdHggp
  48. web.stanford.edu/group/scspi/_media/working_papers/pfeffer-danziger-schoeni_wealth-levels.pdf;
    www.nytimes.com/2014/07/27/business/the-typical-household-now-worth-a-third-less.html
  49. www.nytimes.com/2014/04/23/upshot/the-american-middle-class-is-no-longer-the-worlds-richest.html?_r=1
  50. Noted above and explained at https://www.floodsmart.gov/floodsmart/pages/understanding_flood_maps/map_update_schedule.jsp
  51. training.fema.gov/hiedu/docs/fmc/chapterpercent201percent20-percent20floodspercent20andpercent20floodplains.pdf
  52. sealevel.climatecentral.org/ssrf/major-expansion-of-surging-seas-launched
  53. www.floodsmart.gov/floodsmart/pages/flooding_flood_risks/map_update_schedule.jsp

9 CHOOSE FINANCIAL INVESTMENTS PRUDENTLY

Check our blog for more recent sources on INVESTMENTS.

  1. www.gallup.com/poll/182816/little-change-percentage-americans-invested-market.aspx
  2. Global Water Intelligence is a good source, if you want to track developments in all types of water-related investments: www.globalwaterintel.com
  3. www.law.georgetown.edu/academics/centers-institutes/human-rights-institute/upload/HumanRightsFinal2013.pdf
  4. www.fitchratings.com/site/pressrelease?id=993606
  5. www.vancouversun.com/news/metro/could+bulk+water+export+industry+ever+underway+canada/11358029/story.html
  6. cleanedge.com/indexes/stock-index/cels
  7. www.theguardian.com/environment/2016/apr/25/ikea-starts-selling-solar-panels-in-uk-stores
  8. www.presstelegram.com/environment-and-nature/20140420/los-cerritos-center-to-celebrate-installation-of-thousands-of-solar-panels
  9. www.who.int/globalchange/summary/en/index2.html
  10. www.used-robots.com/education/robots-and-the-environmental-future
  11. harvardmagazine.com/2016/05/who-owns-the-robots-rules-the-world
  12. www.bloomberg.com/news/articles/2016-05-20/cash-stuffed-balance-sheets-can-t-match-even-bigger-debt-loads
  13. www.valuewalk.com/2015/07/gdp-growth-bubbles-oil-ten-quick-topics-to-ruin-your-summer
  14. thinkprogress.org/climate/2011/05/02/207994/grantham-must-read-time-to-wake-up-days-of-abundant-resources-and-falling-prices-are-over-forever/# compiled by Jeremy Grantham, the well-respected investment manager.
    www.ceicdata.com/en/press/ceic-newslert-new-commodity-index-dow-jones-ubs-commodity-index;
    www.cmegroup.com/trading/weather/files/Weather_fact_card.pdf
  15. www.investopedia.com/articles/optioninvestor/05/052505.asp
  16. www.ibisworld.com/industry/default.aspx?indid=1581;
    www.earthisland.org/journal/index.php/elist/eListRead/fighting_fires_is_big_business_for_private_companies
  17. www.liberty.edu/snowflex/what-is-snowflex
  18. 27 states: www.skollfoundation.org/entrepreneur/jay-coen-gilbert-bart-houlahan-and-andrew-kassoy;
    www.bcorporation.net
  19. www.climatetrust.org/climate-bonds-overview
  20. www.wwf.se/source.php/1169157/Sternpercent20Report_Execpercent20Summary.pdf
  21. Coca Cola percent water: blog.fooducate.com/2010/05/11/logigfail-sodapop-is-90-water-the-most-important-nutrient.
    Coca Cola plans: www.coca-colacompany.com/sustainabilityreport/world/water-stewardship.html
  22. www.getreallist.com/stranded-asset-risks-are-larger-than-anyone-thinks.html
  23. www.greenbiz.com/blog/2014/03/24/exxon-stranded-assets-and-new-math;
    www.bloomberg.com/news/2013-10-30/climate-change-risks-are-hiding-in-investment-portfolios-gore-says.html;
    www.huffingtonpost.co.uk/jane-burston/climate-change-financial-crisis_b_4677546.html;
    s3.amazonaws.com/s3.350.org/images/Climate_Proofing_Retail_FINAL.pdf
  24. dealbook.nytimes.com/2014/01/29/foundations-band-together-to-get-rid-of-fossil-fuel-invesments;
    www.iop.harvard.edu/does-divestment-work
  25. www.nytimes.com/2016/03/30/science/new-york-climate-change-inquiry-into-exxon-adds-prosecutors.html
  26. www.bloomberg.com/news/2013-03-26/new-york-state-cites-climate-change-as-risk-to-bond-investors.html
  27. www.irmagazine.com/articles/sustainability/20398/new-hypocrisy-index-target-large-investors-spur-fight-against-climate-change.
    To see some of the climate-related initiatives being taken by major US corporations, check www.pivotgoals.com.
  28. Summary of what’s happening: usatoday30.usatoday.com/money/markets/us/2007-02-27-global-warming-usat_x.htm
  29. www.aodproject.net/usa-index/?wdt_column_filter%5B6%5D=USA; www.aodproject.net/whats-changed-since-2015;
    www.aodproject.net;
    www.benzinga.com/trading-ideas/long-ideas/13/10/3982362/global-warming-whats-the-long-term-investment-strategy;
    theenergycollective.com/kgrandia/315611/survey-lists-best-and-worst-financial-funds-when-it-comes-climate-change-risk
  30. www.ceres.org/investor-network/incr
  31. Household income flat: fivethirtyeight.com/datalab/five-years-of-recovery-havent-boosted-the-median-household-income
  32. Local Dollars, Local Sense, How to shift your money from Wall Street to Main Street and achieve real propserity, 2012: www.chelseagreen.com/local-dollars-local-sense
  33. www.aaii.com/chapters

10 WORK IN A GOOD JOB MARKET

Check our blog for more recent sources on JOBS.

  1. www.bls.gov/opub/ted/2014/ted_20140107.htm 2; www.eesi.org/files/ases_jobs_102209.pdf.
  2. Another green pressure group, the New Climate Institute, has projected a million new jobs in the US if we go all out to curb CO2 emissions: www.newsweek.com/report-1-million-jobs-created-if-climate-goals-reached-318280.
  3. dailysignal.com/2015/02/17/study-obamas-carbon-rules-could-cost-thousands-of-manufacturing-jobs-in-your-state
  4. Perhaps the best summary of economists’ thinking is www.lse.ac.uk/GranthamInstitute/wp-content/uploads/2014/02/climate-change-innovation-jobs.pdf
  5. www.cisl.cam.ac.uk/
  6. www.theverge.com/2013/8/12/4613802/cashing-in-on-climate-change-flood-wall-air-conditioning;
    www.ebionline.org/climate-change-industry-research-reports/50-report-4800
  7. www.mvn.usace.army.mil/Portals/56/docs/HSDRRS/Facts-figuresSeptember2014.pdf
  8. www.theverge.com/2013/6/11/4420408/mayor-bloomberg-20b-plan-nyc-defenses-climate-change
  9. sealevel.climatecentral.org
  10. home.howstuffworks.com/real-estate/moving-tips/house-moving2.htm;
    www.dbmovers.com
  11. money.cnn.com/2016/01/12/news/economy/solar-energy-job-growth-us-economy/
  12. www.bls.gov/cps/cpsaat18.htm
  13. www.unep.org/pdf/Green_energy_2013-Key_findings.pdf
  14. For a discussion of legal issues relating to sea-level rise, see: www.slramerica.org/#!topics/cnec.
    For a list of financial intermediary jobs that are likely to become more important thanks to climate change, see: mudancasclimaticas.cptec.inpe.br/~rmclima/pdfs/destaques/sternreview_report_complete.pdf, page 272
  15. digitalcommons.wcl.american.edu/fac_works_papers/6
  16. www.slramerica.org/#!financial-options-2/cpab
  17. fortune.com/2012/12/04/technology-will-replace-80-of-what-doctors-do
  18. These results are summarized at www.citylab.com/work/2014/01/fastest-growing-jobs-decade/8229. They are based on the research paper at: http://www.oxfordmartin.ox.ac.uk/publications/view/1314
  19. www.census.gov/newsroom/stories/2015/october/telework.html
  20. www.amiba.net/resources/multiplier-effect
  21. ilsr.org/key-studies-why-local-matters.   Mitchell’s book, Big-Box Swindle: The True Cost of Mega-Retailers and the Fight for America’s Independent Businesses, is an excellent place to learn about the many drains on local economy that occur when a mega-retailer is present.
  22. www.amiba.net/resources/multiplier-effect
  23. jptransition.org/story-jp-net
  24. evergreencooperatives.com/businesses
    www.yesmagazine.org/issues/new-livelihoods/best-job-in-the-neighborhood-and-they-own-it
  25. www.organicvalley.coop;
    www.oceanspray.com/Who-We-Are.aspx. You can search a list of national cooperatives in many industries at the Us Federation of Worker Cooperatives: www.oceanspray.com/Who-We-Are.aspx.
  26. www.kauffman.org/what-we-do/resources/entrepreneurship-policy-digest/the-importance-of-young-firms-for-economic-growth
  27. www.poynter.org/2009/why-unemployment-rates-are-low-in-college-towns/94816
  28. www.brookings.edu/research/papers/2010/11/05-metro-america-education-berube.
    Also: pattyinglishms.hubpages.com/hub/College-Towns-are-Often-Recession-Proof
  29. www.brookings.edu/research/papers/2010/11/05-metro-america-education-berube.
    Also: pattyinglishms.hubpages.com/hub/College-Towns-are-Often-Recession-Proof
  30. books.google.com/books?id=br0S54w0u_sC&pg=PA96&dq=The+new+geography+of+jobs+danville&hl=en&sa=X&ei=CBMtVaX4EsmkNpCEgogG&ved=0CCYQ6AEwAA#v=onepage&q=Thepercent20newpercent20geographypercent20ofpercent20jobspercent20danville&f=false

11 UNDERSTAND HOW MUCH PLACE MATTERS

Check our blog for more recent sources on WHERE TO LIVE.

  1. njdatabank.newark.rutgers.edu/sites/default/files/files/RutgersSandyImpact-FINAL-25Oct13.pdf
  2. oceanservice.noaa.gov/facts/population.html
  3. www.denverpost.com/2014/04/05/for-southeast-colorado-a-new-dust-bowl-is-blowing-in
  4. webra.cas.sc.edu/hvri/products/sovi.aspx
  5. www.pacificresearch.org/fileadmin/templates/pri/images/Studies/PDFs/2013-2015/MunicipalBankruptcy2014_F.pdf
  6. climateproof.org/where-to-live-scorecards
  7. jptransition.org/wp-content/uploads/2012/02/JP_Resiliency_Measures_2011.pdf
  8. www.amazon.com/Long-Emergency-Converging-Catastrophes-Twenty-First/dp/0802142494/ref=asap_bc?ie=UTF8
  9. www.amazon.com/Living-Well-Age-Global-Warming/dp/189013287X
  10. www.newsociety.com/Books/A/American-Exodus
  11. business.ku.edu/sites/businessdev.drupal.ku.edu/files/images/general/Research/Business%20Climate%20Indexes.pdf;
    journal.c2er.org/2013/02/business-climate-revisited
  12. www.courtnewsohio.gov/cases/2015/SCO/0915/131770.asp#.VqjKyLArKHo
  13. www.denverpost.com/2013/11/05/51st-state-question-answered-no-in-6-of-11-counties-contemplating-secession
  14. blogs.nature.com/news/2013/03/poll-finds-americans-favor-adaptation-to-climate-change.html
  15. www.nytimes.com/2015/03/13/opinion/the-southwestern-water-wars.html
  16. www.nytimes.com/2014/07/05/us/californians-keep-up-with-joneses-water-use.html
  17. www.thewesterlysun.com/news/latestnews/4215241-129/regional-disputes-festering-over-sand.html
  18. www.usatoday.com/story/news/nation/2013/10/26/americans-moving-again-census/2986963
  19. Many of these sources of conflict are discussed in A Condo in the Woods: The Growth of Seasonal and Retirement Homes in Northern Wisconsin, and it’s authors’ source materials. It looks at how new families moving northward into long-standing communities fit in, and what conflicts arise over values and visions of the future. https://books.google.com/books?id=Z737bhspiloC&pg=PA46&lpg=PA46&dq=long-time+residents+new+arrivals+conflict&source=bl&ots=iv3TKZM-a5&sig=SzLJbTLAhrqn2tdV-auYYiuU75w&hl=en&sa=X&ei=BfkwVeCCFuK0sATbyoF4&ved=0CCoQ6AEwAg#v=onep age&q=long-time percent20residents percent20new percent20arrivals percent20conflict&f=false
  20. The Long Emergency, Kunstler, p 303   kunstler.com/books/the-long-emergency/
  21. users.clas.ufl.edu/prwaylen/geo3280articles/Climate%20Change%20and%20Conflict.pdf
  22. papers.risingsea.net/downloads/barrier_islands.pdf
  23. www.ericdigests.org/1992-5/conflict.htm

12 ADOPT ATTITUDES THAT PROTECT YOU

Check our blog for more recent sources on ATTITUDES.

  1. www.forbes.com/sites/trulia/2013/09/27/americans-arent-yet-back-on-the-move
    www.pewsocialtrends.org/2008/12/17/who-moves-who-stays-put-wheres-home
  2. www.windermere.com/blogs/windermere/posts/an-incoming-tide-raises-all-ships-how-the-growth-in-homeowner-equity-continues-to-stabilize-the-u-s-housing-market
  3. American Precariat: http://www.nytimes.com/2014/02/11/opinion/brooks-the-american-precariat.html?_r=0
  4. www.wsj.com/articles/wsj-nbc-poll-finds-widespread-economic-anxiety-1407277801
  5. There are many online resources on the subject of living simply. A good place to start is http://simplicitycollective.com/start-here/why-live-simply.
  6. One of the best summaries I’ve seen on this topic is at greatergood.berkeley.edu/article/item/five_science_backed_strategies_for_more_happiness
  7. www.vtgpi.org/
  8. vickirobin.com/books/summary-of-your-money-or-your-life
  9. cijiware.com/nonfiction/rightsizing-your-life
  10. newscenter.sdsu.edu/sdsu_newscenter/news_story.aspx?sid=74179
  11. rochester.edu/news/show.php?id=4622 en.wikipedia.org/wiki/Stanford_marshmallow_experiment
  12. www.outdoorfoundation.org/pdf/NatureAndTheLifeCourse.pdf www.motherjones.com/environment/2006/11/thirteenth-tipping-point
  13. www.facebook.com/uhtoollibrary/info.
    A directory of toolbanks is available at www.toolbank.org/Home.aspx.
  14. www.orexchange.org
  15. Decatur: www.eastlakecommons.org;
    www.nytimes.com/2014/02/11/opinion/brooks-the-american-precariat.html?_r=0.
    Polls: www.nytimes.com/2014/02/11/opinion/brooks-the-american-precariat.html?_r=0.
    climateproof.org/2011/03/cohousing-right-for-these-times
  16. Directories of cohousing groups can be found at www.cohousing.org/directory and www.ic.org/directory.
  17. www.marinij.com/sanrafael/ci_15535497;
    www.transitionus.org/about-us.
    Related: www.reconomy.org/ is another source of information and assistance for those interested in starting a Transition group.
  18. joelcmagnuson.com/the-approaching-great-transformation-toward-a-livable-post-carbon-economy/
  19. localcircles.org.   www.resilience.org.
  20. jamaicaplainforum.org/event/state-neighborhood-forum   Collins is a member of the Institute for Policy Studies, the leader of other initiatives, and the author of books about a fair economy and the societal costs of income inequality.
  21. www.nytimes.com/2014/05/25/opinion/sunday/the-immigrant-advantage.html
  22. susprepexpo.com/
  23. urbanhomestead.org/
  24. www.washingtonpost.com/news/wonk/wp/2015/01/08/most-of-americas-rich-think-the-poor-have-it-easy
  25. docs.google.com/spreadsheet/ccc?key=0AonYZs4MzlZbdHEtRUY3dllDZEI4RnFtR1A1NmpZUmc&hl=en#gid=0
  26. More than Good Intentions, by Dean Karlan: https://www.amazon.com/More-Than-Good-Intentions-Improving-ebook/dp/B004BDP02K/ref=sr_1_1?s=digital-text&ie=UTF8&qid=1471441386&sr=1-1&keywords=more+than+good+intentions#nav-subnav
  27. en.wikipedia.org/wiki/Church_attendance
  28. One of the best discussion of this phenomenon is found in What’s the Matter with Kansas, by Thomas Frank: https://www.amazon.com/Whats-Matter-Kansas-Conservatives-America/dp/080507774X/ref=sr_1_1?ie=UTF8&qid=1471441458&sr=8-1&keywords=whats+the+matter+with+kansas
  29. www.goodreads.com/book/show/18579568-reason-in-a-dark-time
  30. www.yaleclimateconnections.org/2015/12/faith-groups-views-on-climate.  Rob Hopkins’s book, The Transition Handbook: From Oil Dependency to Local Resilience, is a good place to start to understand the philosophy behind the Transition movement: transitionus.org/transition-handbook.

13 GET STARTED NOW!

Check our blog for more recent sources on TIMING.

  1. www.nature.com/nature/journal/v532/n7599/full/nature17441.html#affil-auth
  2. www.nytimes.com/2016/01/04/opinion/we-need-a-new-green-revolution.html
  3. www.bostonglobe.com/news/nation/2013/11/05/harvard-smithsonian-global-warming-skeptic-helps-feed-strategy-doubt-gridlock-congress/uHssYO1anoWSiLw0v1YcUJ/story.html;
  4. scholar.princeton.edu/sites/default/files/mgilens/files/gilens_and_page_2014_-testing_theories_of_american_politics.doc.pdf
  5. www.jonathonporritt.com/world-we-made
  6. usatoday30.usatoday.com/tech/science/2009-09-03-tipping-point_N.htm
  7. www.climatecentral.org/news/greenland-ice-sheet-reflectivity-near-record-low-research-shows
  8. www.newscientist.com/article/dn23923-huge-methane-belch-in-arctic-could-cost-60-trillion.html#.U7_lv41dXXo
  9. Baptist resolution: www.sbc.net/resolutions/1171;
    azdailysun.com/news/local/climate-change-finds-a-place-in-faith/article_cf051786-a494-5a40-8eb3-d264d8c4f0f5.html;
    www.yaleclimateconnections.org/2012/03/baptists-and-climate-change.
    Follow statements from all religions: fore.research.yale.edu/climate-change/statements-from-world-religions
  10. www.abc-usa.org/2016/06/03/abhms-co-files-climate-change-related-shareholder-resolutions
  11. support.edf.org/site/MessageViewer?utm_medium=email-37801&stationary=test&utm_campaign=message-viewer&utm_source=EDFpercent20actionpercent20network&dlv_id=69983&autologin=true&em_id=37801.3
  12. hightideonmainstreet.com
    www.johnenglander.net/sites/default/files/%20John%20Englander%20Speaker%20Information%2012-16-13%20LORES.pdf
  13. ishc.com/wp-content/uploads/CarlGrahamFisherPartII.pdf
  14. www.anchorsold.com/blog/the-day-californias-real-estate-bubble-burst
  15. I recommend Bogle’s classic book on investing, The Little Book of Common Sense Investing: The Only Way to Guarantee Your Fair Share of Stock Market Returns, available at www.amazon.com/Little-Book-Common-Sense-Investing/dp/0470102101/ref=sr_1_1?ie=UTF8&qid=1424790141&sr=8-1&keywords=John+Bogle
  16. www.jfkexperience.com/jfk-resources/favorite-jfk-quotes
  17. www.stresstips.com/lifeevents.htm
  18. www.pewresearch.org/daily-number/baby-boomers-retire